Mortgage Prequalification
Three minutes.
Six questions.
Zero credit impact.
Get prequalified now to know your estimated mortgage rate and see how much you could borrow.
What kind of loan do you want to prequalify for?
Why get prequalified?
A mortgage prequalification is a quick and simple way to find out how much you could borrow, and what your estimated rate and payment would be.
Benefits of a mortgage prequalification
Mortgage prequalification is a simple process that uses your income, debt, and credit information to let you know how much you may be able to borrow. Getting prequalified before you shop for homes can help you:
- Focus your search. Establishing your price range up front means you can target the right homes within your budget.
- Move forward confidently. When it’s time to make an offer, you’ll have the confidence of knowing you can back it up.
- Know your options. Seeing the loan amount, interest rate, and monthly payment you could qualify for means you’ll be able to make the mortgage decision that works best for you.
How to prequalify for a home loan online
Getting prequalified online is quick and simple. Just provide the following information:
- The city and state where you are looking to buy
- For a home purchase, the estimated purchase price and down payment
- For a refinance, the estimated home value and how much you currently owe
- Your annual income, date of birth, current address, and contact information
We’ll use that information, along with your credit rating and monthly debt, to calculate the loan amount, interest rate, and monthly payment you could qualify for—all in just a few minutes without affecting your credit score.
Prequalification FAQs
Talk to a mortgage consultant
Call us
1-888-446-2350
Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm
Central Time
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Let us contact you
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Find a consultant
Use our locator to search for mortgage consultants in your area.
A PriorityBuyer® preapproval is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and property acceptability and eligibility, including appraisal and title report. Preapprovals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements. Preapprovals are not available on all products. See a home mortgage consultant for details.
If you extend your loan term, you may pay more interest over the life of your loan.
If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently receiving SCRA benefits, please consult with your legal advisor prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
LRC-0224