Optimize Business Checking^® Account

Streamline your complex business needs with tools that help you focus on efficiency.

• No transactions^{Footnote 44} fee for the first 250 transactions within a billing relationship per statement period; after 250, it's $0.50 for each transaction
• Includes up to five linked Optimize Business Checking accountsFootnote 3³
• Access to treasury management services through Wells Fargo Vantage^SM
• Earnings allowance to help reduce eligible service feesFootnote 2²
• No fees for stop payments, cashier's checksFootnote 5⁵, and money orders
• No fee for incoming domestic and international wire transfers in U.S. and foreign currencyFootnote 6^6,Footnote 7^7,Footnote 8^8,Footnote 9⁹
• Up to five outgoing wires initiated in Wells Fargo Vantage^SM per statement period at no charge and $15 for each additionalFootnote 1^1,Footnote 6^6,Footnote 7^7,Footnote 9^9,Footnote 10¹⁰
• No fees for two domestic (U.S.) non-Wells Fargo ATM cash withdrawal transactions per statement periodFootnote 9^9,Footnote 11¹¹

Monthly maintenance feeFootnote 3³
The $75 monthly fee, which includes up to five Optimize Business Checking accounts and other benefits, may be offset by an earnings allowance.Footnote 2²

Cash deposit processing fee
$0.0030 per $1 of cash deposits processed per statement period.

Non-electronic deposit fee
$2.50 per deposit

Non-electronic deposits are processed by a teller or mailed to the bank. These are not counted in the 250 transactions.

TransactionsFootnote 4⁴ fee
No transactions fee for the first 250 transactions within a billing relationship per statement period. After 250, it's $0.50 each transaction.

For more analyzed business checking account options, call 1-866-902-9181.

Choose to enroll in select services accessible through the Wells Fargo Vantage^SM platform and CEO Mobile^®.Footnote 1¹ These include:

Pay and receive

• Wire funds
• Set up electronic (ACH) payments
• Deposit checks remotely

Review and act

• Activate robust alertsFootnote 12¹²
• Protect against fraud
• Customize reports

Manage and control

• Control user access
• Assign dual approvers
• Set transactions limits
• Manage user passwords

Find out more about treasury management services.

Don't need treasury management services? Consider Navigate Business Checking^®.