Choose a link above. You will enter a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the products, services, content, links, privacy policy, or security policy of this website.
A deposit hold means that although a check amount was credited to your account, it's not available for your use. Wells Fargo Bank's general policy is to make deposited funds available on the first business day after the Bank receives a deposit. In some cases, however, we may place a deposit hold on these funds and delay availability for up to 7 business days. Common reasons for placing a hold on a check or deposit include but are not limited to:
Accounts with frequent overdrafts
New customer
High-dollar deposits that exceed the total available balance in the account
Deposits of checks that have already been returned unpaid
Notification to Wells Fargo by the check maker’s financial institution that the check will be returned
During the time a deposit hold is in effect, you should not write checks against or attempt to withdraw the held funds. If a deposit hold has been placed, we may decline withdrawals or return checks if the total amount of available funds in your account (not including the “hold” amount) is insufficient to pay these items. If checks you have written are returned or items are paid using the funds held, they may be subject to fees.
Generally, a deposit hold is placed at the time you deposit the check. Your deposit receipt will include information about the hold. Electronic receipts may be sent through email or to your wellsfargo.com secure inbox.
If a deposit hold is placed after the deposit, we’ll notify you via the US Postal Service and email (if available).
Generally, held funds will be available to you on the date shown on your deposit hold notification or deposit receipt. We’ll notify you separately via US Postal Service or email if the deposited check is returned unpaid or if that date changes.
Wells Fargo is responsible for giving you prompt notice when there is a delay in the availability of your deposited funds. Additionally, if you did not receive a notice of the deposit hold at the time you made the deposit and the check you deposited is paid, we will refund any fees that were charged due to the deposit hold. To get a refund of such fees, call:
Deposit holds do not impact interest. Any deposit to an interest-bearing account will begin earning interest within two business days regardless of the length of a hold.
Wells Fargo Bank, N.A. Member FDIC.
QSR-0623-03262
LRC-0623
Comienzo de ventana emergente
Esta página solo está disponible en inglés
Selecione Cancele para permanecer en esta página o Continúe para ver nuestra página principal en español.