Advantages of Credit Card Payment Processing

• Get paid fast – as soon as the next business day – when you deposit into a Wells Fargo business deposit account.
• Robust capabilities that help minimize time spent on payments with convenient set-up and integration with other software and systems.
• Online account management tools let you view your transaction activity, create and schedule reports, quickly manage disputes, and research customer card data online 24/7.
• Data Security and PCI Compliance support to help you manage your compliance with PCI-Data Security Standards.
• Straightforward pricing makes it easier to estimate your monthly processing costs.
• Experienced Merchant Services specialists can get you set up quickly and provide ongoing support as you need it. You can also access live, U.S.-based service specialists 24/7.

We have the experience to help meet the changing needs of your business at every stage, from getting started to opening a new location and expanding into new channels.

• Close more sales. Provide your customers multiple ways to pay by accepting debit and credit cards, contactless payments, phone and website orders.
• Access working capital. Our Business Loans and Lines of Credit and Business Credit Cards offer a range of solutions for merchants to get access to working capital.
• Attract corporate and government customers. Enable your point of sale terminal to accept purchase card data (p-cards) to attract and retain corporate and government customers.
• Add more locations. We can help you scale up and provide additional support to meet increasing processing needs.

When a customer makes a payment, a number of technologies and institutions work together to approve the transaction in seconds. If you use Wells Fargo Merchant Services with a Wells Fargo business deposit account, you’ll get paid as soon as the next business day.

Here’s how payment processing works