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Need money to get there quickly and securely?
Use wire transfers to send funds in those business situations when timing matters
To send a wire, you will need:
- Your recipient's name and address
- The name and address of your recipient's bank
- A valid U.S. mobile number or RSA SecurID® device
To send a domestic wire, you will also need:
- The routing (ABA/RTN) number for your recipient’s bank. If you don't know it, we'll help you find it on the Recipient's bank info screen.
- Your recipient's account number
To send an international wire, you will also need:
- The SWIFT/BIC for your recipient's bank. A SWIFT code or Bank Identification Code (BIC) identifies the bank that will receive your wire transfer. If you don't know it, we'll help you find it on the Recipient's bank info screen.
- Your recipient's International Bank Account Number (IBAN). An IBAN identifies specific bank accounts at international banks. Depending on the country, we may ask you to provide an IBAN when you send an international wire transfer. If you don’t know it, we'll help you find it on the Recipient's bank info screen.
Certain countries require additional codes as follows:
- Australia: Australian Branch Code (BSB)
- Canada: Canadian Routing Number
- United Kingdom: U.K. Sort Code
- India: IFSC Code
- Mexico: CLABE
- New Zealand, Cook Islands, Niue, Pitcairn and Tokelau: New Zealand Clearing Code
- Some countries also require you to provide a purpose of payment.
For your security, we limit the amount of money you can wire digitally. The amount you can send will vary based on your account and banking history, your recipient, and the transaction history of each recipient. We may adjust these limits at any time.
Your daily limit is the maximum you can send in a calendar day based on previous transactions and the recipient. Your rolling 30-day limit is the maximum you can send over a period of time going back 30 days.
To send a wire over your limit, visit a Wells Fargo branch.
Receiving limits
We don’t limit how much money you can receive with wires. However, the sender may be subject to limits on how much they can send you, based on the policies of their bank or credit union.
- Sign on to Wells Fargo Business Online, go to Transfer & Pay, and select Wire Money to get started.
- Add your recipient, select funding account, and enter the amount you’d like to wire. Some international wires require additional details that will be requested based on your recipient’s country.
- Review and send your payment.
You must have a current residence in the United States to send a digital wire. Customers living in U.S. territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands) or other countries can’t send digital wires.