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Small Business Administration (SBA) loans

Take your business onward and upward

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Buy, build, or expand with an SBA loan

SBA 7(a)

SBA 504
Ideal for
Business acquisitions, buy-outs, expansions, real estate, and equipment Land or building acquisition, construction, or equipment purchase
For businesses with
Net worth below $20 million and net income below $6.5 million Net worth below $20 million and net income below $6.5 million
Amount
Up to $5 million Up to $15 million
Terms
Up to 25 years for commercial real estate and up to 10 years for other purposes Up to 25 years for commercial real estate and up to 10 years for machinery and equipment
Interest rates
Fixed or variable Fixed or variable

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Wells Fargo is an SBA-preferred lender

Competitive rates

Choose the long-term fixed or variable rate that works for you.

Budget-friendly terms

Enjoy low down payments and long repayment terms.

Flexible loans

Use for real estate, starting or buying a business or franchise, equipment, or working capital.

Explore financing options for your business

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Some small manufacturers or specific types of energy projects (as described in the energy project section) may qualify for a $5.5 million debenture.

Customers may finance with a longer term which decreases their monthly payment, but may increase the total interest paid over the life of the new loan. Lower down payments may result in higher monthly payments and a higher loan balance.

For discussion and general informational purposes only. All Financing is subject to credit approval and determination of SBA eligibility by Wells Fargo SBA Lending. Additional collateral may be required. Other restrictions and requirements may apply. Products and services are provided by Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company. Wells Fargo Bank, N.A. is not liable or responsible for obligations of its affiliates.

‍ Equal Housing Lender

Wells Fargo Bank, N.A. Member FDIC.

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