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Financial Health

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Reach for your goals, wherever you are in life

What are you working toward?

Manage credit and debt

Discover the importance of using credit wisely and paying on time

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Plan for retirement

Discover how you can start getting ready for life after work

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Buy a home

Explore the path to homeownership and financing

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Care for life events

Get advice on life changes that may impact your finances

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Tools to help you get there

Credit Close-Up®

Own the skills to track, raise or maintain your FICO® Credit Score

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Debt-to-income (DTI) calculator

See your estimated DTI and how it could affect your borrowing power

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Budget Watch

Create a personalized budget to track expenses and help you meet your financial goals

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You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply.

Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.

This calculator is for educational purposes only and is not a denial or approval of credit.

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

Investment products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.

‍ Equal Housing Lender

Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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