Learn more about credit scores
Explore more resources about building a solid credit history.
Understanding what affects your credit score can help you take control of your credit.
We can help you closely track your FICO® Score and work to improve it over time. To begin, visit Credit Close-Up® to get complimentary access to monthly credit updates.Footnote 11
Building good credit depends on your ability to pay back what you borrow. Start small with what you can comfortably pay each month along with your other obligations.
Explore more resources about building a solid credit history.
You must be a Wells Fargo account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card.
This calculator is for educational purposes only and is not a denial or approval of credit.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
QSR-05222026-7171990.1.24
LRC-1124
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