How to Build Your Credit

The top 5 things that affect your credit score

Understanding what affects your credit score can help you take control of your credit.

We can help you closely track your FICO® Score and work to improve it over time. To begin, visit Credit Close-Up® to get complimentary access to monthly credit updates.

What affects your credit score

  Tip  

Building good credit depends on your ability to pay back what you borrow. Start small with what you can comfortably pay each month along with your other obligations.

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