Mortgage calculators
Crunch the numbers. Create your plan.
Mortgage qualification calculator
In just minutes, you can find out how much you could borrow and receive a customized mortgage estimate — all without affecting your credit score.
Use this calculator if you are:
Currently shopping for a home
Home affordability calculator
Get an estimated home price and monthly mortgage payment based on your income, monthly debt, down payment, and location.
Use this calculator if you are:
Thinking about becoming a homeowner
Refinance savings calculator
Enter your current monthly payment and see how it compares to what you would pay if you refinance at today’s rates.
Use this calculator if you are:
Looking for a lower monthly payment
Cash-out refinance calculator
Want to borrow for home improvements or other expenses? See how much you could get with a cash-out refinance.
Use this calculator if you are:
Looking to tap into your home equity
The importance of home loan calculator tools
Before you buy, you can view your estimated home price and monthly payment based on your location, household income, monthly debt, and down payment amount.
Explore the mortgage learning center
Tips and homebuyer education to help you make smart decisions at every step of the journey.
Featured articles
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Compare the costs of renting vs. buying
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Understanding your credit report and credit score
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4 reasons to consider refinancing your mortgage
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Quiz: Are you financially ready to buy a home?
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A PriorityBuyer® preapproval is based on our preliminary review of information provided and limited credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and property acceptability and eligibility, including appraisal and title report. Preapprovals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements. Preapprovals are not available on all products. See a home mortgage consultant for details.
If you extend your loan term, you may pay more interest over the life of your loan.
If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently receiving SCRA benefits, please consult with your legal advisor prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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