Low Down Payment, Simplified Application

Here’s how we can help make the mortgage application process easier for you.

Opening doors for more homebuyers with our low down payment fixed-rate mortgage options

• You may be eligible for a loan with a down payment as low as 3% and programs that assist qualified homebuyers with funds for down payment and closing costs.
• Flexible credit standards may help homebuyers with a limited credit history or less-than-perfect credit score.
• Talk with a home mortgage consultant about loan amount, type of loan, property type, income, first-time homebuyer, and homebuyer education requirements to discuss eligibility.
• Keep in mind that with a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. We’ll explain the options available, so you can choose what works best for you.

Quality guidance

Our knowledgeable home mortgage consultants help you navigate the process, listening to your specific needs and presenting you with customized guidance.

Apply with ease

Wells Fargo’s online mortgage application automatically populates information for current Wells Fargo account holders who use their Wells Fargo Online^® username and password at the start of their application. If you're not a Wells Fargo customer, our simplified online mortgage application still gives you the option to connect with your financial accounts and easily upload documents. Not all features are available with all loans. Ask us about details.

Have additional questions? Learn more about our mortgage offerings.