VA Loan
You committed to serve. We're committed to serving you.
Our dedicated military lending team can connect you with all the benefits of a VA mortgage.
Contact us to get startedWhat is an VA loan?
VA loan basics
- VA loans are backed by the U.S. Department of Veterans Affairs (VA), which allows lenders to offer more favorable terms to members of the military.
- VA loans are available to qualified borrowers — including veterans and active-duty service members — who meet the eligibility requirements established by the VA.
- VA loans require you to pay a one-time VA funding fee, which can be rolled into your loan amount or paid at closing.
VA loan benefits
- Up to 100% financing may be available on VA loans for qualified borrowers. That means you could buy a home with little or no down payment.
- If you do have a down payment, you can use funds from gifts or grants toward that amount, as well as any closing costs.
- Flexible guidelines may help you qualify even with a lower income or credit score.
- VA loans don't require mortgage insurance, so you may pay less each month than with a conventional low-down payment mortgage.
More affordable homebuying programs
Need help with a down payment and closing costs? Find out how our low down payment options can help make homeownership more affordable.
Other mortgage loan types to consider
Adjustable-rate mortgage
Lower introductory rate, which changes periodically in the future
Get a customized rate and payment
See how much you could qualify to borrow and what your estimated rate and payment would be. It takes just a few minutes and won’t affect your credit score.
Talk to a mortgage consultant
Call us
1-877-510-2079
Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm
Central Time
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Customers must meet all eligibility requirements for the VA program. Please discuss current VA eligibility requirements with a home mortgage consultant.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
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