Fee Information for Wells Fargo Online^® and Wells Fargo Business Online^®

Description

Set up to receive account balance and transaction alerts to help you monitor your accounts and stay on top of your finances.

Wells Fargo Fee

None.

Additional Information

Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Description

Transfer money between your accounts at Wells Fargo and other U.S. financial institutions, and skip the trip to the bank.

Transactions to other people (e.g. Wires, Zelle^®, Bill Pay) are covered under other service descriptions.

Wells Fargo Fee

None.

Additional Information

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

In addition to the transfer fee, Wells Fargo makes money when it converts one currency to another currency for you. The exchange rate provided to you is set by Wells Fargo in its sole discretion, and it includes a markup. For additional information related to Wires and foreign currency, please see the Wells Fargo Online Access Agreement.

Description

Pay your bills and invoices online from your business or personal accounts.

Fee

None.

Additional Information

There's no monthly service fee to use Bill Pay. Account fees (e.g., monthly service) may apply to your account(s) that you make Bill Pay payments from. We don’t charge overdraft fees on Bill Pay transactions, but Bill Pay transactions can contribute to overdrafts. For example, if a Bill Pay payment reduces the available balance in your selected payment account, this can affect debit card purchases, checks, and other transactions that are presented to us for payment. These other transactions might be subject to overdraft fees under the terms of your account. Please refer to the Account Agreement, including the Fee and Information Schedule, applicable to your account(s).

Description

Wells Fargo checking and/or savings customers can order a cashier's check online for checks valued up to $2,000, or in-person for larger amounts at any Wells Fargo banking location.

Fee

$10 each.

Additional Information

For online orders of cashier’s checks to be delivered to an address in the U.S., there will be an $8 delivery charge in addition to the $10 Wells Fargo fee. Please allow up to 3 business days for delivery to Alaska and Hawaii. Delivery of checks is limited to addresses within the United States. We do not deliver to P.O. Boxes.

Outstanding Cashier's checks are subject to state or territorial unclaimed property laws.

If the cashier's check is lost, stolen, or destroyed, you may request a stop payment and reissuance. A stop payment and reissuance can only be completed within a branch location. As a condition of stop payment and reissuance, Wells Fargo Bank will require an indemnity agreement. In addition, for cashier's checks over $1,000.00, the waiting period before the stop payment and reissuance of an outstanding cashier's check may be processed is 90 days (30 days in the state of Wisconsin and 91 days in the state of New York). The waiting period can be avoided with the purchase of an acceptable surety bond. This can be purchased through Wells Fargo's approved insurance carrier or through an insurance carrier of the customer's choice. The cost of a surety bond varies depending on the amount of the bond and the insurer used. Surety bonds are subject to the insurance carrier's underwriting requirements before issuance. If the surety bond is not provided, the waiting period applies.

Description

Order checks for your eligible accounts.

Fee

Check Printing prices vary by quantity, style, and design.

Description

Add your Wells Fargo Debit or Credit Card to your digital wallet to make secure, on-the-go purchases in stores, in apps, or online where you see the digital wallet logo or Contactless Symbol at checkout.

Wells Fargo Fee

None.

Additional Information

Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply.

Description

Use your Wells Fargo Debit Card in your digital wallet to access your account at Wells Fargo ATMs.

Wells Fargo Fee

None.

Additional Information

Digital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a physical card for entry.

Description

Pay employees and vendors as soon as the next business day.

Wells Fargo Fee

Direct Pay access costs $10 per monthly billing cycle for each business enrolled. There is no fee for Direct Pay payments made to Wells Fargo personal bank accounts. Direct Pay payments to non-Wells Fargo personal bank accounts are $0.50 per payment. Direct Pay payments made to business bank accounts are $3 each.

Description

Receive online versions of your paper bills through Wells Fargo Bill Pay.

Wells Fargo Fee

None.

Additional Information

There's no monthly service fee to use Bill Pay. Account fees (e.g., monthly service) may apply to your account(s) that you make Bill Pay payments from. We don’t charge overdraft fees on Bill Pay transactions, but Bill Pay transactions can contribute to overdrafts. For example, if a Bill Pay payment reduces the available balance in your selected payment account, this can affect debit card purchases, checks, and other transactions that are presented to us for payment. These other transactions might be subject to overdraft fees under the terms of your account. Please refer to the Account Agreement, including the Fee and Information Schedule, applicable to your account(s).

Description

The Wells Fargo ExpressSend Service is a person-to-person remittance (money transfer) service that offers you more options to send money home to family or friends in 12 countries.

Fee

ExpressSend transfer fees vary periodically, and are subject to change at any time. Specific fees will be disclosed at the time you start a transaction.

Country- Fee
Mexico- $6.00
Dominican Republic- $5.00
El Salvador- $11.00
Guatemala- $5.00
Honduras- $9.00
Nicaragua- $11.00
Colombia- $5.00
Ecuador- $9.00
Peru- $8.00
India- $3.00
Philippines- $5.00
Vietnam- $12.00

Additional Information

For the ExpressSend transfer fees in effect, talk to a Banker or refer to the ExpressSend Remittance Cost Estimator online at wellsfargo.com/costestimator.

In addition to the transfer fee, Wells Fargo makes money when it converts one currency to another currency for you. The exchange rate provided to you is set by Wells Fargo in its sole discretion, and it includes a markup. For additional information related to ExpressSend and foreign currency, please refer to the ExpressSend Terms and Conditions.

Fees may vary based on the type of account you have as some accounts offer fee waivers for some services. For a complete list of services, fees, and fee waivers that are available with your account, please refer to your Consumer Fee and Information Schedule, as applicable.

Description

Obtain a copy of your loan payment activity.

Wells Fargo Fee

Refer to your lending account Terms & Conditions for options.

Description

Deposit a check directly into your eligible checking or savings account using the Wells Fargo Mobile app.

Wells Fargo Fee

For most customers, there’s no fee to use Mobile Deposit. Your mobile carrier's message and data rates may apply. Some analyzed business customers may be charged a transaction or other fee for mobile deposits. Refer to your business account fee disclosures for more information.

Additional Information

Mobile deposit is only available through the Wells Fargo Mobile^® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.

Description

A payment instrument ordering the bank to pay a specific sum of money.

Fee

$5 per money order.

Additional Information

Wells Fargo checking and/or savings customers can purchase money orders valued up to $1,000 each at any Wells Fargo location.

Outstanding Money Orders are subject to state or territorial unclaimed property laws.

Description

Use My Spending Report, Budget Watch, and My Savings Plan to track your spending, budget, and savings — all in one place.

Wells Fargo Fee

None.

Description

Access your online banking balances and transactions directly through your QuickBooks software. You can also use the software to pay bills and make transfers.

Wells Fargo Fee

None.

Additional Information

QuickBooks is offered by Intuit Inc. Wells Fargo doesn't own or operate QuickBooks. Intuit is solely responsible for its content, product offerings, privacy, and security. Please refer to Intuit's terms of use and privacy policy, which are located on Intuit's website and are administered by Intuit.

To use this service, you must have an eligible Wells Fargo checking account and a username and password to access Wells Fargo Online.

Note: Cancelling the Wells Fargo Direct Connect service does not remove your data from your computer. Your Wells Fargo Direct Connect data that has been previously connected to Quicken or QuickBooks must be separately removed or deleted, which is your responsibility.

Description

Access your online banking balances and transactions directly through your Quicken software. You can also use the software to pay bills and make transfers.

Wells Fargo Fee

None.

Additional Information

Quicken is offered by Quicken, Inc. Wells Fargo doesn't own or operate Quicken. Quicken is solely responsible for its content, product offerings, privacy, and security. Please refer to Quicken's terms of use and privacy policy, which are located on Quicken's website and are administered by Quicken.

To use this service, you must have an eligible Wells Fargo checking account and a username and password to access Wells Fargo Online. 

Note: Cancelling the Wells Fargo Direct Connect service does not remove your data from your computer. Your Wells Fargo Direct Connect data that has been previously connected to Quicken or QuickBooks must be separately removed or deleted, which is your responsibility.

Description

Access your online banking balances and transactions directly through your Quicken software. You can also use the software to pay bills and make transfers.

Wells Fargo Fee

None.

Additional Information

Quicken is offered by Quicken, Inc. Wells Fargo doesn't own or operate Quicken. Quicken is solely responsible for its content, product offerings, privacy, and security. Please refer to Quicken's terms of use and privacy policy, which are located on Quicken's website and are administered by Quicken.

To use this service, you must have an eligible Wells Fargo checking account and a username and password to access Wells Fargo Online.

Note: Cancelling the Wells Fargo Direct Connect service does not remove your data from your computer. Your Wells Fargo Direct Connect data that has been previously connected to Quicken or QuickBooks must be separately removed or deleted, which is your responsibility.

Description

View details and images (if available) of returned and deposited items for at least thirty days after they post to your business account.

Wells Fargo Fee

There is no fee for viewing returned checks and deposit details.

Description

The RSA SecurID device provides an extra layer of security by generating a random 6-digit Personal Access Code that is used to sign on to advanced online payments services.

Fee

• One-time service fee of $25 (includes shipping and handling).
• No charge for Direct Pay or Premium Wire customers.

Description

View your account statements online, and stop delivery of your statements by U.S. Mail.

Fee

None.

Additional Information

Online Statements require Adobe^® Acrobat^® PDF reader. The length of time Online Statements are available to view and download varies depending on the product: up to 12 months for auto loans; up to 2 years for credit cards, home equity lines of credit, and personal loans and lines of credit; and up to 7 years for deposit accounts, home mortgage accounts, and trust and managed investment accounts. The length of time the specific product statements are available online can be found in Wells Fargo Online^® in Statements & documents. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply.

Description

Request a stop payment for a check or pre-authorized ACH (Automated Clearing House) item through Wells Fargo Mobile® app, Online, by phone, or by visiting your local branch and speaking with a banker.

Wells Fargo Fee

There is no fee for placing stop payments on consumer and small business accounts. Fees may vary based on the type of account you have, please refer to your Consumer or Business Fee and Information Schedule, as applicable.

Description

View copies of your tax documents online.

Wells Fargo Fee

None.

Additional Information

Tax documents that are provided in electronic form are available for up to 10 tax years starting in 2014, depending on the types of accounts you have. Tax documents are only available to the primary account owner. In most cases, a tax document is not produced unless your account earned more than $10 interest.

Description

A wire transfer sent to a Wells Fargo account from a financial institution in the United States and International.

Fee

Consumer
Domestic and International – No Fee

Business (Non-analyzed)
Domestic and International – No Fee

Business (Analyzed)
Domestic and International – $15

Fees may vary based on the type of account you have as some accounts offer fee waivers for some services. For a complete list of services, fees, and fee waivers that are available with your account, please refer to your Consumer or Business Fee and Information Schedule, as applicable.

Fees may be charged by third parties or other banks, in addition to those described above. Additionally, incoming or outgoing domestic wires that contain incorrect information may be subject to fees assessed by Wells Fargo and/or other financial institutions that process the wire.

Description

A wire transfer sent from a Wells Fargo account to a recipient account in the United States and International.

Fee

Business

Digital - $25
Branch - $40

Consumer

Digital
Domestic and International sent in USD - $25
International sent in Foreign currency - $0

Branch
Domestic and International - $40

Wells Fargo's wire transfer system enables you to move money between financial institutions in the U.S. 

Fees may vary based on the type of account you have as some accounts offer fee waivers for some services. For a complete list of services, fees, and fee waivers that are available with your account, please refer to your Consumer or Business Fee and Information Schedule, as applicable.

Fees may be charged by third parties or other banks, in addition to those described above. Additionally, incoming or outgoing domestic wires that contain incorrect information may be subject to fees assessed by Wells Fargo and/or other financial institutions that process the wire.

Description

Send and receive money with Zelle^®. Zelle^® is a convenient way to send money quickly between friends, family, and others you know and trust. All you need to send money is an enrolled email address or US mobile phone number and enrollment with Zelle^® through Wells Fargo Online.

Wells Fargo Fee

Wells Fargo does not charge a fee for using Zelle^®. However, fees associated with text messaging may be assessed by your mobile carrier, and data rates may apply. Account fees (e.g., monthly service, overdraft, Small Business Account Analysis fees) may also apply to the account(s) that you use for Zelle^®.

Additional Information

Enrollment with Zelle^® through Wells Fargo Online^® or Wells Fargo Business Online^® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle^®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle^® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle^® offers purchase protection for payments made with Zelle^® - for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests to persons not already enrolled with Zelle^® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle^® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle^® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle^®.