The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.
Home improvements may be easier with a personal loan
With a home improvement loan from Wells Fargo, borrowers are able to complete their home renovation project with a fixed-interest rate personal loan. We offer loan term options that let homeowners pick the loan option that's right for them.
![](https://www17.wellsfargomedia.com/assets/images/icons/227x140/icon-house_hammer_227x140.png)
Funds for your project
Home improvement loan amounts from $3,000 to $100,000 with no origination fee. Projects can include home repairs, kitchen remodeling, HVAC replacement, and home renovations.
![](https://www17.wellsfargomedia.com/assets/images/icons/227x140/icon-computer_227x140.png)
Simple online application
Apply online and get a quick credit decision, typically the same day.
![](https://www17.wellsfargomedia.com/assets/images/icons/227x140/icon-calendar_227x140.png)
Flexible financing options
Choose your preferred loan amount and term. Wells Fargo home improvement loans offer a competitive fixed rate, fixed term, and fixed monthly payment.
![](https://www17.wellsfargomedia.com/assets/images/icons/227x140/icon-money_227x140.png)
No collateral needed
Don't be limited by the amount of equity in your home. With an unsecured home improvement loan, borrow funds without using your home as collateral.
Repay a personal loan in terms of 12-84 months. Rates range from 7.49% to 23.24% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $15,000 borrowed over 36 months at 13.99% Annual Percentage Rate (APR), the monthly payment is $513. This example is an estimate only and assumes all payments are made on time.