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Personal Loan Rates

Personal loan interest rates as low as 6.99% APR,

For a $10,000 Wells Fargo Personal Loan with a 3-year term.

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The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.

To be eligible for a personal loan, you are required to have an open Wells Fargo account for at least 12 months.

Personal Loan
Loan amounts from $3,000 to $100,000 with no origination fee or prepayment penalty.

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Fixed rates
Fixed rates range from 6.99% to 24.49% APR,
APR includes a 0.25% relationship discount.
Quick credit decision
Same-day credit decision for most customers.


Wells Fargo was also recently named the 2024 U.S. News Award Winner for Best No-Fee Personal Loan