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A Wells Fargo Business Market Rate Savings account is for businesses with lower balances just starting to save or saving for unexpected expenses. Benefits include:
- Optional Overdraft Protection. Use your Business Market Rate Savings account to help protect your Wells Fargo business checking account from overdrafts
- Online access. Manage your accounts with Wells Fargo Business Online® and Wells Fargo Mobile®
- Convenience. Access approximately 4,600 Wells Fargo banking locations and more than 11,000 Wells Fargo ATMs
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Business Market Rate Savings
Minimum Opening Deposit: $25
| Balance | Standard Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0 or more | 0.01% | 0.01% |
Monthly service fee
Avoid the $5 monthly service fee with one of the following each fee period:
- $300 minimum daily balance
- A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account
Monthly deposits
The following deposits are included at no charge:
- First 20 deposited items per fee period
- First $5,000 cash deposits processed per fee period
Minimum opening deposit: $25
Learn more about fees that apply to Savings accounts in the Business Account Fee and Information Schedule.
With Business Market Rate Savings you get:
- Interest compounded daily and paid monthly
- Check writing ability
- ATM access with a business ATM card or business deposit card
- FDIC insurance up to applicable limits
- Telephone access to our Small Business Customer Service, 7 days a week
The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.
If you receive a periodic statement, that statement will include the Annual Percentage Yield Earned (APYE) on your account for the period covered by the statement.
