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Business Platinum Savings
Avoid the $15 monthly service fee with one of the following each fee period:
- Linked to Navigate Business Checking®
- Linked to Optimize Business Checking®
- $10,000 minimum daily balance
Minimum Opening Deposit: $25
| Balance | Standard Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0 or more | 0.01% | 0.01% |
| The Bank may limit the amount you may deposit in this product to an aggregate of $5 million. | ||
Business Market Rate Savings
Avoid the $5 monthly service fee with one of the following each fee period:
- $300 minimum daily balance
- A total amount of $25 or more of automatic transfers from a Wells Fargo business checking account into this savings account
Minimum Opening Deposit: $25
| Balance | Standard Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0 or more | 0.01% | 0.01% |
Business CD Rates
Special Fixed Rate CD Rates
Minimum Opening Deposit: $5,000| Term | Special Interest Rate | Annual Percentage Yield (APY) | Renewal Term |
|---|---|---|---|
| 4 months | 3.92% | 4.0% | 3 months |
| 7 months | 3.68% | 3.75% | 6 months |
| 11 months | 3.44% | 3.5% | 6 months |
Standard Fixed Rate CD Rates
Minimum Opening Deposit: $2,500
| Term | Standard Interest Rate* | Annual Percentage Yield (APY) | Balance |
|---|---|---|---|
| 1 - 2 months | 0.01% | 0.01% | $0 - $4999 |
| 0.01% | 0.01% | $5000 - $9999 | |
| 0.01% | 0.01% | $10000 - $24999 | |
| 0.01% | 0.01% | $25000 - $49999 | |
| 0.01% | 0.01% | $50000 - $99999 | |
| 0.01% | 0.01% | $100000 or more | |
| 3 - 5 months | 1.98% | 2.0% | $0 - $4999 |
| 1.98% | 2.0% | $5000 - $9999 | |
| 1.98% | 2.0% | $10000 - $24999 | |
| 1.98% | 2.0% | $25000 - $49999 | |
| 1.98% | 2.0% | $50000 - $99999 | |
| 1.98% | 2.0% | $100000 or more | |
| 6 - 11 months | 1.98% | 2.0% | $0 - $4999 |
| 1.98% | 2.0% | $5000 - $9999 | |
| 1.98% | 2.0% | $10000 - $24999 | |
| 1.98% | 2.0% | $25000 - $49999 | |
| 1.98% | 2.0% | $50000 - $99999 | |
| 1.98% | 2.0% | $100000 or more | |
| 12 - 23 months | 1.98% | 2.0% | $0 - $4999 |
| 1.98% | 2.0% | $5000 - $9999 | |
| 1.98% | 2.0% | $10000 - $24999 | |
| 1.98% | 2.0% | $25000 - $49999 | |
| 1.98% | 2.0% | $50000 - $99999 | |
| 1.98% | 2.0% | $100000 or more | |
| 24 - 35 months | 2.23% | 2.25% | $0 - $4999 |
| 2.23% | 2.25% | $5000 - $9999 | |
| 2.23% | 2.25% | $10000 - $24999 | |
| 2.23% | 2.25% | $25000 - $49999 | |
| 2.23% | 2.25% | $50000 - $99999 | |
| 2.71% | 2.75% | $100000 or more | |
| 36 - 47 months | 1.0% | 1.01% | $0 - $4999 |
| 1.0% | 1.01% | $5000 - $9999 | |
| 1.0% | 1.01% | $10000 - $24999 | |
| 1.0% | 1.01% | $25000 - $49999 | |
| 1.0% | 1.01% | $50000 - $99999 | |
| 1.49% | 1.5% | $100000 or more | |
| 48 - 59 months | 1.0% | 1.01% | $0 - $4999 |
| 1.0% | 1.01% | $5000 - $9999 | |
| 1.0% | 1.01% | $10000 - $24999 | |
| 1.0% | 1.01% | $25000 - $49999 | |
| 1.0% | 1.01% | $50000 - $99999 | |
| 1.49% | 1.5% | $100000 or more | |
| 60 - 71 months | 1.0% | 1.01% | $0 - $4999 |
| 1.0% | 1.01% | $5000 - $9999 | |
| 1.0% | 1.01% | $10000 - $24999 | |
| 1.0% | 1.01% | $25000 - $49999 | |
| 1.0% | 1.01% | $50000 - $99999 | |
| 1.49% | 1.5% | $100000 or more | |
| 72 - 144 months | 1.0% | 1.01% | $0 - $4999 |
| 1.0% | 1.01% | $5000 - $9999 | |
| 1.0% | 1.01% | $10000 - $24999 | |
| 1.0% | 1.01% | $25000 - $49999 | |
| 1.0% | 1.01% | $50000 - $99999 | |
| 1.49% | 1.5% | $100000 or more |
Annual Percentage Yield (APY) and Annual Percentage Yield Earned (APYE): The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on the interest rate and the frequency of compounding for a 365-day period. The Annual Percentage Yield Earned (APYE) is an annualized rate that reflects the relationship between the amount of interest actually earned on your account during the statement period and the average daily balance in the account for the statement period.
We calculate both your APY and APYE according to formulas established by federal regulations. The APYE appears on your account statement
