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Foreign Currency Cash Questions

How do I order foreign currency cash?


  1. Online. To order through Wells Fargo Online® , log into online banking and select foreign currency cash under the Accounts tab. 
  2. Mobile. Order using the Wells Fargo Mobile® app. Tap Menu on the bottom bar, select Account Services , then select Foreign Currency .

    Using an eligible Wells Fargo checking or savings account, it takes just minutes to place an order online or mobile. Foreign currency cash orders can be delivered to your home address or scheduled for local branch pickup. The minimum foreign currency cash order amount is $200, and orders over $3,000 USD must be picked up at a branch.
  3. In person. Wells Fargo account holders can order foreign currency cash at any Wells Fargo branch, for branch pickup. Same day delivery within the branch is no longer available, so please order ahead of time to ensure timely delivery.

Note: Our branches no longer have foreign currency cash on-hand available for over-the-counter same-day purchase and we no longer can take foreign currency cash orders over the phone.

You can order foreign currency cash online, using the mobile app, or in person at a Wells Fargo branch and have currency delivered within 2-7 business days.

What is the minimum amount of foreign currency cash I can order?

For online orders, the minimum amount is $200, and orders over $3,000 USD must be picked up at a branch.

More information about ordering foreign currency online:
The shipping and handling fee may vary based on the USD amount of foreign currency cash that you order. The shipping and handling fee will be added to your total order amount. We'll send you an email confirmation when your order ships. Note: Less common currencies may take longer to process and deliver, due to limited availability. Delivery to Alaska, Hawaii, and U.S. territories may take longer. A signature is required upon delivery. We do not deliver to P.O. boxes.

Why are foreign currency cash rates quoted here different than those I see elsewhere?

Often the foreign currency cash rate quoted by Wells Fargo can be a buy or sell rate, which can differ. The foreign currency cash rate includes costs, such as shipping and handling, transaction processing, and also includes the revenue Wells Fargo earns. Wells Fargo may offer different rates to different counterparties for the same or similar transactions. No representation is made that Wells Fargo’s pricing is reflective of rate sources or publications, or rates being offered by other providers. Wells Fargo provides rates at its sole discretion.

What is the difference between a buy rate and a sell rate?

Often the foreign currency cash rate quoted by Wells Fargo can be a sell rate or a buy rate, which can differ. The sell rate is the exchange rate you must pay to order foreign currency cash from Wells Fargo. The buy rate is the exchange rate Wells Fargo will pay to buy a currency from you, if you have foreign currency cash left from your travels. The difference between the sell and buy rate is called the spread. This spread includes a markup. The markup is designed to compensate Wells Fargo for several considerations including, without limitation, costs incurred, market risks, and our desired return.

Can I order foreign currency cash without a checking or savings account?

If placing an order by online/mobile, a checking or savings account is required.

Can I have foreign currency cash shipped to my home?

Orders placed online, or via mobile app, (less than $3,000 (USD equivalent)) can be delivered to the home address saved in your Wells Fargo customer profile. Wells Fargo delivers within the United States only and cannot deliver to P.O. boxes. A signature is required upon delivery.  If your home address has restrictions that prevent delivery, you can place a foreign currency cash order online, or in person and have it delivered to a nearby Wells Fargo branch. Orders placed for a business checking or savings account can only be delivered to a Wells Fargo branch.

What is the euro and where is it used?

The euro is the official currency of the European Union (EU), but not all EU countries use the euro. Currently, the euro is used in the following locations:

  • Andorra
  • Austria
  • Belgium
  • Croatia
  • Cyprus
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Ireland
  • Italy
  • Kosovo
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Montenegro
  • Netherlands
  • Portugal
  • San Marino
  • Slovakia
  • Slovenia
  • Spain
  • Vatican City

What should I do if I have foreign currency cash left from my travels that I want to sell?

Depending on foreign currency market conditions, Wells Fargo will purchase select foreign currencies (paper currency only; no coins) from Wells Fargo customers at any Wells Fargo branch. To find a location near you, use our branch locator.

How do I order foreign currency cash for my business?

In person. Wells Fargo account holders and authorized signers can order foreign currency cash at any Wells Fargo branch.

Business checking and savings accounts are not eligible for purchasing foreign currency cash online or mobile.

Note: Our branches no longer have foreign currency cash on hand available for over the counter same day purchase and we no longer can take foreign currency cash orders over the phone.

Does Wells Fargo buy or sell Iraqi dinar, Vietnam dong, or Zimbabwe dollar?

No, Wells Fargo does not buy or sell Iraqi dinar, Vietnam dong, or Zimbabwe dollar.

Go to our rates page https://www.wellsfargo.com/foreign-exchange/currency-rates/ for a complete list of foreign currencies available.

How can I calculate how much foreign currency I will receive?

To determine how much foreign currency cash you want to order before your next trip, log into Wells Fargo Online® and select foreign currency cash under the Accounts tab. The exchange rates for purchasing foreign currency cash differ from rates applied to foreign currency wires and checks.